Types Of LPA

1. Property and Affairs

This LPA permits the people you choose to look after your financial affairs when you are no longer able, to make decisions about for example, buying and selling your property, opening, closing, and operating bank/building society accounts, claiming, receiving and using your benefits, pensions, and allowances, and paying nursing home fees, utilities and other outgoings.

Having an LPA is a safe way of maintaining control over decisions made for you because, it has to be registered with the Office of the Public Guardian before it can be used, you choose the people appointed as Attorneys and your Attorneys must follow the Code of Practice and always act in your best interests.

2. Health and Welfare

This LPA permits your attorney(s) to act for you in respect of your personal affairs and welfare only. It allows the people you choose make decisions about, giving or refusing consent to particular types of health care, including medical treatment decisions, whether or not you should stay in your own home, perhaps with help and support from social services or about you moving into a residential home, it allows them to help choose the right care home for you, it also includes day-to-day issues, like your diet, dress, or daily routine.

3. Business LPA

If you have a business and you became ill or had a serious accident then you might find that your absence makes it difficult for your business to operate. Who can handle the finances and make decisions on your behalf specifically in relation to your business assets. We all love our family and whilst they may be the best person to look after you personal property and affairs they may have no idea of the complexities involved with your business.

A business LPA is an essential document for ANYONE in business

You can have an entirely separate LPA appointing attorneys to act for you specifically in relation to your business affairs, appointing people you know and trust to run your business whilst you are unable to do so. You are safe in the knowledge that if something unexpected does happen – your business will continue to run as smoothly as possible until you are able to take back the reigns.

Once any of these LPA’s are produced they need to be registered with the Office of the Public Guardian before they can be used.

Estate Protection

The Estate Protection Trust – A Highly specialist trust, which not only protects your home but your savings as well and offers unmatched flexibility. This type of trust really is suitable for anyone, whether your single, married or divorced, a married couple, civil partner or unmarried couple, this trust will protect you and your loved ones.

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